>>It even blames us for inflation.

Boomer here. If you want to blame someone, blame us. It's not that we want to do it, but as we get old enough that we probably won't see the eventual market upswing after a dip, most of us are moving our money into things like bonds and currency. That means less free capital looking for a way to get a better return - and less of that pushes interest rates upwards (hey supply and demand).

I see it as structural, a matter of a large number of people being in the same age range - which was very good for inflation until we hit retirement.

One of the (IMO very, very few) positive aspects of having numerous very wealthy people is that they don't *need* to put their money in a safe place when they get into their 70s.

But yeah, it's not you; it's us.